Terms Everyone in the Car Accident Attorney Industry Should Know
In case you’re in a car accident and were the victim of another driver’s negligence, you should know about the importance of Personal Injury Protection (PIP) coverage. Most auto insurance policies in Washington state include PIP coverage and legal protection against the other driver’s negligence. If you suffer an injury due to the fault of another driver, you can hold the at-fault driver personally liable. The at-fault driver’s insurance company usually provides personal injury protection, but you can also file a lawsuit against the other driver and vehicle’s owner.
Uninsured motorist coverage
If you or a loved one has recently been involved in a car accident, you may wonder whether you have enough coverage to cover your expenses. While you are entitled to insurance coverage, it is important to know your options if the person at fault does not have adequate coverage. As a result, you should contact a car accident attorney seattle for help. These attorneys will assist you in determining the amount of coverage you need.
Many insurance policies have specific limits on the amount of uninsured motorist coverage. These limits vary, and many policies will have different terms and conditions. Typically, the insurer will recommend a minimum amount of coverage, but you can always opt for higher amounts. The benefits of this coverage include compensation for medical costs, lost wages, and pain and suffering. These amounts are not typically covered under liability insurance, but they are essential.
In Washington, drivers are not required to carry uninsured motorist coverage, but they should consider it. UM/UIM coverage provides financial protection for victims of uninsured motorists. It is also helpful for those uninsured motorists hit. This coverage also covers pedestrians. UM/UIM coverage can save you thousands of dollars if an uninsured motorist injures you.
When a person sustains injuries in a car accident, they may be entitled to compensation for only a portion of their fault. This is called a “comparative negligence” defense. The defense is effective only if the other party was at fault in causing the accident. However, the other party may not be liable for the injuries in many cases.
The Washington state law is one of 12 states in the U.S. that follows a strict comparative negligence system. Under the plan, the driver who is partially at fault can still be at fault for the accident. This means that if the other driver is 20% at fault for the crash, the victim can recover damages based on their percentage of fault. However, the victim will be limited in the amount of money she can get from the other driver.
While determining liability in a car accident, comparative negligence is essential to maximizing the compensation amount. The goal is to ensure that the other party pays as much as possible for the damages caused by the accident. This requires an extensive investigation to find all relevant evidence. Then, depending on the circumstances, the attorney will be able to help you determine the amount of compensation you can get.
Personal injury protection
If you’re a driver in Washington State, you should be aware of personal injury protection (PIP) insurance. This type of insurance is necessary for Washington State and pays for your immediate medical expenses after an accident. The coverage depends on the policy, but in many cases, PIP is sufficient for your needs. It also provides financial coverage for funeral expenses and child care, among other things. In Washington State, PIP is mandatory, and you can only decline this coverage if you sign a waiver.
The first thing you need to do after an accident is to call your insurance company. You might be asked to give a recorded statement to the insurance adjuster to expedite the claim process. However, do not speak to the insurance adjuster without consulting your attorney first. It is important to remember that they may use anything you say against you. Likewise, please do not post anything online about the incident; they may use this against you later. Instead, contact an experienced personal injury attorney.
If the other party is at fault in a car accident, you can file a claim to recover your medical expenses from their insurance company. Personal injury protection can provide up to $10,000 in medical costs for up to a year. After that, you may be able to extend your coverage to more prolonged periods or raise your dollar limit. Your attorney will collect these payments from the at-fault driver’s insurance company.